how to cash a substitute check

Substitute Checks MyCreditUnion.gov. A substitute check is a special paper copy of the front and back of an original check. It may be slightly larger than the original check. Substitute checks are specially formatted so they can be processed as if they were original checks. The front of a substitute check should state: "This is a legal copy of your check.

Substitute Checks MyCreditUnion.gov
Substitute Checks MyCreditUnion.gov from www.dcu.org

If you take the check to the bank and it bounces, you will need to reimburse the bank, plus there is usually a service charge. I suggest that you bring it to your bank, let the bank know about your concerns, and see if the bank will deposit it into your account, hold the funds there, until the check.

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